Subscriptions
Compare PRO and BUSINESS tiers, features, and upgrading your account
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Pricing Overview
PayHeld offers three subscription tiers designed to grow with your business. Start with FREE and upgrade as your transaction volume increases to unlock better rates, instant payouts, and advanced features.
FREE
Perfect for getting started
PRO
Unlock lower fees & instant payouts
or $290/year (save $58)
BUSINESS
Scale with unlimited capacity
or $990/year (save $198)
Fee Structure Explained
PayHeld's fee structure is designed to reward higher transaction volumes. The more you process, the less you pay in fees.
FREE Tier
5% flat fee on all transactions
No free volume limit
Example: $10,000/mo = $500 in fees
PRO Tier
0% on first $2,000/mo
2.3% after $2K
Example: $10,000/mo = $184 in fees + $29 = $213 totalSave $287/month!
BUSINESS Tier
0% on first $10,000/mo
1.4% after $10K
Example: $50,000/mo = $560 in fees + $99 = $659 totalSave $1,841/month vs FREE!
How Free Volume Works
Free volume resets on the 1st of each month. For example, with PRO tier, your first $2,000 in transactions each month have 0% fees. After you exceed $2,000, the 2.3% fee applies only to the amount above $2,000. If you process $7,000 in one month, you pay 2.3% on $5,000 = $115 in fees.
Feature Comparison
| Feature | FREE | PRO | BUSINESS |
|---|---|---|---|
| Fees & Payments | |||
| Transaction fees | 5% | 0% on $2K, 2.3% after | 0% on $10K, 1.4% after |
| Instant payouts | Unlimited | Unlimited | |
| Payment release time | 24-48 hours | Instant (all) | Instant (all) |
| Payment Links & Projects | |||
| Payment links per month | 10 | 100 | Unlimited |
| Payment splits | Up to 5 recipients | Unlimited | |
| Milestone payments | |||
| Support & Mediation | |||
| Support level | Standard | Priority (24h) | Premium (1h) |
| Mediation requests/month | 1 | 5 | 15 |
| Storage & Files | |||
| Storage quota | 1 GB | 10 GB | 100 GB |
| Max file size | 25 MB | 50 MB | 100 MB |
| Files per project | 50 | 200 | 1,000 |
| Communication & Collaboration | |||
| HD video calls | |||
| Screen sharing & recording | |||
| Real-time translation | 100+ languages | Context-aware | |
| Advanced Features | |||
| API access | |||
| Custom branding | |||
| Profile badge | PRO badge | Business badge | |
Instant Payouts
One of the biggest benefits of upgrading is instant payment release. FREE tier users must wait 24-48 hours for admin review before payments are released from payment protection.
FREE
24-48 hour review
All payment releases require admin review for security. Typical processing time is 24-48 hours after client approval.
PRO
Unlimited instant
Get paid immediately for all projects. No waiting for admin approval. 2.5% + $1.50 fee per instant payout.
BUSINESS
Unlimited instant
Get paid immediately for all projects, regardless of amount. No approval delays, ever. 1.5% + $1.50 fee per instant payout.
ROI Calculator
See how much you can save by upgrading. Enter your estimated monthly transaction volume:
Recommendation: PRO tier is perfect for your volume. You'll save on fees and get unlimited instant payouts.
How to Upgrade
Upgrading is simple and takes less than 2 minutes. Your new benefits take effect immediately.
Go to Settings → Subscription
Navigate to your account settings and select the Subscription tab
Choose your plan
Select PRO or BUSINESS and choose monthly or yearly billing (save 17% with annual)
Enter payment details
Add your credit card securely through Stripe (we never store your card details)
Instant activation
Your upgrade is processed immediately. New fee rates and features activate right away.
Prorated Billing
When you upgrade mid-month, you'll only pay for the remaining days until your next billing cycle. We calculate the exact prorated amount automatically.
Cancel Anytime
No long-term contracts. Cancel or downgrade at any time. You'll retain access until the end of your current billing period.
Team Features (BUSINESS)
BUSINESS tier is designed for agencies, teams, and high-volume freelancers who need collaboration tools and advanced features.
Custom Branding
Customize your payment links and invoices with your own branding and logo.
- • Custom logo on payment links
- • Branded emails and invoices
- • Professional appearance
API & Webhooks
Full REST API access with webhooks for custom integrations and automation.
- • Create payment links programmatically
- • Webhook notifications
- • Custom workflow automation
Premium Support
Priority support with 1-hour response time and direct assistance.
- • 99.9% uptime SLA
- • Direct phone support
- • Custom integration assistance
Frequently Asked Questions
Ready to Upgrade?
Start saving on fees and unlock instant payouts, HD video calls, and advanced features today.