Freelancing Without the High Fees
We built PayHeld to solve a simple problem: freelancers work too hard to give away 10-20% to platform fees. With secure held funds and fair pricing (5% on FREE, volume-based discounts on PRO/BUSINESS), you keep more of what you earn.
Our Mission
To empower freelancers worldwide with fair pricing, secure payments, and the tools they need to thrive
The Problem
Traditional freelance platforms charge 10-20% in fees. A freelancer earning $50,000 loses up to $10,000 annually. That's rent. That's savings. That's not fair.
Our Solution
PayHeld offers transparent pricing: 5% on FREE, 0% after $2K/month on PRO, 0% after $10K/month on BUSINESS. Same held funds protection, faster payouts, better tools.
The Impact
Over 50,000 freelancers have saved more than $2.4M in fees. Money that goes into emergency funds, family vacations, business investments, and financial security.
What We Stand For
Every decision we make is guided by these principles
Fair Pricing
Transparent, predictable fees. No hidden charges, no complex tiers. What you see is what you pay.
Payment Security
Stripe Connect held funds protection. Bank-level encryption. Your money is safe until work is approved.
Freelancer First
Built for those who do the work. Auto-release protects against ghosting. Dispute system favors evidence over emotions.
Trust & Transparency
Open about fees, features, and limitations. No marketing tricks. Just honest value.
Everything You Need, Nothing You Don't
Premium features at fair prices
held funds Protection
Stripe Connect powers secure held funds. Money held safely until work is approved. Both parties protected.
Fair Pricing
FREE: 5% fee. PRO ($29/mo): 0% after first $2K/month, then 2.3%. BUSINESS ($99/mo): 0% after first $10K/month, then 1.4%.
Quick Match AI
Clients describe their project, AI finds perfect freelancers. Smart matching based on skills, rates, and availability.
Payment Links
Create payment links for any transaction. Share via email, text, or QR code. Works for online and in-person projects.
Identity Verification
Stripe Identity verification with government ID and selfie matching. Verified badge builds trust.
Fast Payouts
1-2 day standard payouts (vs 7-14 days on competitors). Instant payouts available on PRO/BUSINESS plans.
Dispute Resolution
Fair mediation with evidence-based decisions. Protects freelancers from unfair chargebacks and clients from poor work.
Professional Messaging
All users can message before hiring. Spam detection and rate limiting keep conversations professional.
Global Support
Multi-currency payouts. Stripe Connect available in 47+ countries. Work with anyone, anywhere.
Built on Best-in-Class Technology
Enterprise-grade security and reliability
Stripe Connect
Bank-level payment security, PCI compliant, 256-bit encryption
Automated held funds
Funds held securely, auto-release after 5 days, dispute protection
AI Matching
Smart algorithm matches clients with perfect freelancers
File Security
Virus scanning, encrypted storage, secure file transfers
How PayHeld Compares
Same protection, better pricing, faster payouts
| Feature | PayHeld Keep 95% | Upwork 10-20% Fees | Fiverr 20% Fees |
|---|---|---|---|
| Commission Rate | 5% | 10-20% | 20% |
| Buyer Fees | 0% | 3-5% | 5.5% |
| held funds Protection | |||
| Payment Links | — | — | |
| Instant Payouts | — | — | |
| Payout Time | 1-2 days | 10 days | 7-14 days |
| Withdraw Minimum | $10 | $100 | $50 |
| AI Matching | — | — |
Works for Any Service
Digital services, professional work, real-world projects—PayHeld protects them all
Web Development
$500-5,000
Graphic Design
$100-1,000
Content Writing
$50-500
Video Editing
$200-2,000
Want to Learn More?
Our comprehensive documentation covers everything from getting started to advanced features. Step-by-step guides for freelancers and clients.
Browse DocumentationReady to Keep 95% of Your Earnings?
Join thousands of freelancers and clients who trust PayHeld for secure, fair, fast payments